As the population of older adults continues to rise, certain states are becoming increasingly popular destinations for retirees.
With over 55 million Americans aged 65 and older, the choice of where to settle down is more crucial than ever.
While southern states often attract attention for their warm climates and tax advantages, many regions in the Northeast and Midwest are home to a significant number of retirees.
Understanding the dynamics driving these trends is essential for anyone considering retirement. Factors like affordability, healthcare quality, and overall wellbeing play a pivotal role in shaping retirees’ choices.
This guide explores 21 states that are witnessing a boom in retirement-aged residents, highlighting the unique attributes that make these locations appealing for those looking to enjoy their golden years.
1: Maine
Maine attracts retirees with its stunning coastal beauty, rich history, and rich communities. It offers outdoor activities like hiking, boating, and birdwatching.
Maine’s low crime rate and friendly locals create a welcoming atmosphere, while its healthcare facilities ensure quality care for aging residents.
2: Florida
Florida attracts retirees with its ideal climate, offering warm weather year-round. It has the second-most shoreline miles, inviting plenty of beach relaxation.
With a wealth of adult volunteer activities, various theater companies, and numerous golf courses, Florida fosters social engagement and active living. The state also boasts a low death rate for seniors, reflecting its excellent healthcare and lifestyle options.
3: West Virginia
West Virginia ranks as the second-best state for retirement, following Delaware. The state’s population is approximately 1.77 million, with over 21% aged 65 and older.
West Virginia offers a low cost of living, 16% below the national average, and attractive tax incentives, making it the most affordable state. This affordability helps retirees better manage inflation, enhancing their quality of life.
4: Vermont
Vermont attracts retirees with its breathtaking landscapes, including the Green Mountains and serene lakes. It offers an abundance of outdoor activities such as skiing, hiking, and cycling.
Vermont’s strong sense of community and exceptional healthcare, including top-ranked hospitals, enhance the appeal for aging residents.
5: Delaware
Delaware is a tax-friendly haven for retirees. It doesn’t impose state or local sales tax, and it also refrains from taxing Social Security benefits. Property taxes average around $1,939 annually, which is lower compared to the national average.
The state shines with its racial and ethnic diversity, abundant arts and entertainment venues, and a high overall wellbeing score. Also, natural disasters are rare, and the temperate climate is appealing for seniors.
6: Montana
Montana attracts retirees with its stunning natural beauty, wide-open spaces, and relaxed lifestyle. It offers opportunities for outdoor recreation, such as hiking, fishing, and wildlife viewing.
With a low population density, retirees enjoy peace and tranquility, while affordable healthcare options enhance their quality of life.
7: Hawaii
Hawaii charms retirees with its stunning landscapes and warm weather year-round. It boasts beautiful beaches, rich cultural heritage, and a laid-back lifestyle.
Hawaii offers excellent healthcare options and a strong sense of community, making it a prime choice for those seeking tranquility in retirement.
Its diverse recreational activities, from snorkeling to hiking, promote an active and fulfilling lifestyle for aging residents.
8: New Hampshire
New Hampshire attracts retirees with its picturesque landscapes and charming small towns. It boasts a low crime rate, ensuring a safe environment for older adults.
The state offers excellent healthcare facilities, and the absence of an income tax makes it financially appealing for retirees.
Its vivid autumn foliage and abundance of outdoor activities further enhance the allure for those seeking a peaceful retirement.
9: Pennsylvania
Pennsylvania enjoys a growing population of retirement-aged residents, thanks to its rich history, diverse communities, and excellent healthcare.
The state offers scenic countryside and various cities, making it ideal for various lifestyles. Cultural attractions, including museums and theaters, foster active engagement.
Low property taxes and affordable housing options attract retirees seeking financial stability. Also, Pennsylvania’s renowned healthcare facilities ensure quality care for its aging population, enhancing overall wellbeing.
10: South Carolina
South Carolina attracts retirees with its warm climate and rich history. It features beautiful beaches like those in Myrtle Beach and Hilton Head.
The state offers affordable living options, a low tax burden, and high-quality healthcare. Active retirees enjoy golf, fishing, and cultural festivals throughout the year.
11: Oregon
Oregon appeals to retirees with its stunning landscapes and mild climate. It features diverse outdoor activities, from hiking in the Cascade Range to exploring the scenic coastline.
Oregon’s strong healthcare system, combined with a welcoming community, ensures a roch lifestyle for seniors.
12: Arizona
Arizona captures retirees with its warm climate and stunning desert landscapes. It boasts popular destinations like Phoenix and Tucson, providing vivid cultural scenes and outdoor activities.
The state offers affordable living, excellent healthcare options, and a wealth of recreational opportunities, making it ideal for active seniors seeking a fulfilling retirement.
13: New Mexico
New Mexico draws retirees with its stunning landscapes and rich cultural heritage. It boasts a warm climate and affordable cost of living, making it an attractive destination for older adults.
Diverse recreational activities, including hiking in the Rockies and exploring historic sites, cater to active lifestyles.
Also, New Mexico’s vivid arts scene and welcoming communities enhance its appeal for retirees seeking enrichment and connection.
14: Rhode Island
Rhode Island entices retirees with its beautiful coastline and charming seaside towns. It offers a vivid arts scene, including the renowned Newport mansions.
Rhode Island’s healthcare quality ranks among the best in the country, ensuring seniors receive top-notch care. Its moderate climate and active community events provide year-round engagement for retirees.
15: Michigan
Michigan attracts retirees with its gorgeous lakes and friendly communities. It offers numerous outdoor activities like fishing, boating, and hiking, especially in areas like Traverse City.
Michigan also boasts affordable housing options and excellent healthcare facilities, promoting overall wellbeing for aging residents.
16: Connecticut
Connecticut attracts retirees with its charming New England lifestyle and rich history. It features beautiful coastal towns and picturesque landscapes, providing a tranquil environment.
Connecticut’s high-quality healthcare system, coupled with many cultural attractions, encourages active engagement and socialization for senior residents.
With a well-developed transportation network and diverse recreational activities, retirees find plenty to explore and enjoy.
17: Wisconsin
Wisconsin ranks among the top five best states for retirement, offering exceptional quality of life. Affordable housing, a low cost of living, and one of the nation’s lowest crime rates contribute to its appeal.
With strong healthcare scores and a welcoming community, retirees thrive in this vivid state.
18: Iowa
Iowa offers a unique blend for retirees. It boasts beautiful landscapes and rich communities. With a low cost of living, it ranks 8th for retirement. Iowans benefit from no taxes on retirement income and a 38% flat income tax rate starting next year.
Quality, affordable housing complements excellent healthcare and low crime rates, making it an attractive option.
19: Ohio
Ohio stands out for its affordability and quality healthcare. With numerous communities catering to retirees, cities like Columbus and Cincinnati offer rich cultural scenes.
Ohio’s parks and recreational areas, along with low property taxes, create an inviting atmosphere for an active retirement lifestyle.
20: Alabama
Alabama attracts retirees with its low cost of living and warm climate. It has a diverse range of communities, from charming small towns to bustling cities.
Alabama’s beautiful parks and recreational opportunities encourage an active lifestyle, while tax benefits, like no state tax on benefits, enhance its appeal for retirees.
21: Wyoming
Wyoming attracts retirees with its breathtaking natural landscapes and outdoor recreational opportunities. Known for its low population density, it provides a peaceful environment perfect for relaxation.
Wyoming also boasts no state income tax, enhancing its appeal to retirement-aged residents seeking financial advantages.
Also, retirees enjoy access to stunning national parks, like Yellowstone, promoting an active lifestyle.
Alicia Richards