As the golden years approach, many retirees seek the ideal place to spend their time, and certain states have become popular retirement destinations.
With over 338,000 residents relocating for retirement in 2023 alone a remarkable 44% increase from the previous year understanding where older adults are settling can provide valuable insights into regional trends and preferences.
While southern states like Florida and Texas often attract retirees with warm weather and tax benefits, the Northeast and Midwest also host significant populations of older adults.
Factors such as social isolation rates, health services, and community amenities play crucial roles in these decisions.
This article explores the 21 states where retirement-aged residents are most commonly found, shedding light on what makes these locations appealing for those looking to enjoy their later years.
1: Maine
Maine attracts retirees with its stunning coastal landscapes and charming small towns. Residents enjoy a slower pace of life, access to outdoor activities, and a vibrant arts scene.
Its strong community ties and healthcare facilities further enhance its appeal for those seeking tranquility in retirement.
2: Florida
Florida attracts many retirees due to its warm climate and abundant recreational opportunities. The state boasts over 1,200 miles of coastline, making beach relaxation a favorite pastime.
Residents enjoy numerous golf courses, volunteer activities, and theater companies, enhancing their social engagement.
3: West Virginia
West Virginia attracts retirees with its picturesque mountains and affordable living. Residents benefit from a low cost of housing, which increases disposable income for leisure activities.
Outdoor enthusiasts enjoy hiking, fishing, and the scenic New River Gorge, fostering an active lifestyle in retirement.
4: Vermont
Vermont appeals to retirees with its stunning landscapes and vibrant communities. Residents appreciate the state’s outdoor activities, including hiking and skiing, which promote an active lifestyle.
Also, Vermont offers a strong sense of community and access to quality healthcare, making it an ideal choice for retirement.
5: Delaware
Delaware attracts retirees with its tax-friendly policies and coastal charm. Residents benefit from no sales tax and low property taxes, making it financially appealing.
Also, access to beautiful beaches and a mild climate enhances outdoor activities, contributing to an enjoyable retirement lifestyle. Community amenities and healthcare services further enrich the experience for older adults.
6: Montana
Montana attracts retirees with its breathtaking landscapes and tranquil environments. Residents appreciate low population density, offering peace and quiet.
Outdoor activities like hiking, fishing, and skiing enhance active lifestyles. Affordable living costs, combined with friendly communities, make Montana a top choice for those seeking a fulfilling retirement experience.
7: Hawaii
Hawaii captivates retirees with its stunning landscapes and warm climate. Residents embrace an outdoor lifestyle filled with hiking, beach activities, and cultural experiences.
The islands offer access to quality healthcare and a strong sense of community, making Hawaii an idyllic choice for those seeking relaxation in retirement.
8: New Hampshire
New Hampshire attracts retirees despite its challenges. It doesn’t charge a sales tax, and it doesn’t tax Social Security benefits.
However, it has one of the highest average property tax rates in the U.S. This line can make financial planning crucial for residents.
With only 12% of the population being senior citizens, forming connections can be a challenge, yet some find the tight-knit community appealing.
9: Pennsylvania
Pennsylvania attracts retirees with its rich history, cultural attractions, and beautiful scenery. Residents enjoy diverse outdoor activities, from hiking in the Appalachian Mountains to exploring picturesque Amish country.
Affordable living and robust healthcare services further enhance Pennsylvania’s appeal for retirement. Also, vibrant cities like Philadelphia and Pittsburgh offer enriching experiences and social opportunities for older adults.
10: South Carolina
South Carolina ranks high for retirees due to its warm climate and welcoming communities. Residents enjoy diverse attractions, from beautiful beaches to historic towns.
The state’s low cost of living and tax advantages enhance its appeal, making it an ideal retirement destination. Access to quality healthcare contributes to a comfortable lifestyle for older adults.
11: Oregon
Oregon attracts retirees with its stunning coastlines, lush forests, and vibrant cities. Residents appreciate the year-round moderate climate, facilitating outdoor activities like hiking and kayaking.
The state’s emphasis on quality healthcare services and community amenities fosters a supportive environment for seniors, making it an ideal retirement destination.
12: Arizona
Arizona stands out for retirees seeking warm weather and stunning landscapes. Residents enjoy outdoor activities year-round, from hiking in the Grand Canyon to relaxing at picturesque resorts.
The state’s vibrant communities and affordable cost of living make it an attractive choice for those in retirement. Quality healthcare services further enhance its appeal, ensuring retirees’ health needs are met.
13: New Mexico
New Mexico appeals to retirees with its stunning desert landscapes and rich cultural heritage. Its mild climate supports outdoor pursuits year-round, while affordable living costs allow financial flexibility.
Access to diverse arts, festivals, and warm communities fosters social engagement, making it an inviting retirement destination.
14: Rhode Island
Rhode Island attracts retirees with its picturesque coastal towns and rich history. Residents relish the accessible beaches and vibrant arts scene.
The state also boasts quality healthcare services, enhancing the overall retirement experience. Also, its charming communities foster social engagement, making Rhode Island a popular retirement destination.
15: Michigan
Michigan attracts retirees with its beautiful lakes and scenic landscapes. Residents enjoy the state’s numerous state parks, offering hiking, fishing, and boating opportunities.
Michigan’s affordable living, combined with a strong healthcare system, enhances its appeal. Also, vibrant communities and cultural events provide a rich social life for retirees.
16: Connecticut
Connecticut attracts retirees with its charming small towns and proximity to New York City. Residents benefit from excellent healthcare facilities and a rich cultural scene.
Scenic views along the coast and abundant recreational activities aid social engagement, enhancing the retirement experience. The state’s strong community ties and vibrant arts scene further enrich life for older adults.
17: Wisconsin
Wisconsin appeals to retirees with its moderate cost of living and access to quality healthcare. Residents enjoy year-round festivities and outdoor activities around its numerous parks and lakes.
The state features one of the lowest sales tax rates in the nation, while Social Security benefits and military pay remain untaxed, enhancing financial security for retirees.
18: Iowa
Iowa ranks as a top retirement destination, offering an affordable lifestyle and quality healthcare. The average home price is $199,448, making housing accessible for seniors, while the cost of living index is 89.9, staying well below the national average.
Social Security income and retirement account withdrawals are not taxed, helping retirees maintain financial stability. The state ranks 10th nationwide in healthcare quality, ensuring excellent medical services.
19: Ohio
Ohio attracts retirees with its affordability and diverse recreational options. Residents enjoy a low cost of living, with an average home price around $214,000.
The state boasts rich cultural offerings, from theaters to museums, enhancing social experiences. Access to quality healthcare ensures retirees’ well-being, while beautiful parks support outdoor activities year-round.
20: Alabama
Alabama offers retirees a warm climate and rich cultural experiences. Residents enjoy affordable housing, with the median home price around $200,000.
The state’s beautiful Gulf Coast beaches and vibrant local communities enhance social engagement. Access to quality healthcare, coupled with low property taxes, makes Alabama an attractive choice for older adults.
21: Wyoming
Wyoming attracts retirees with its stunning natural beauty and outdoor activities. It features Yellowstone National Park, providing endless exploration opportunities.
It boasts a low crime rate, ensuring safety for its residents. It offers affordable housing, allowing retirees to enjoy a comfortable lifestyle without very costly. Finally, it provides ample sunshine, with 222 days a year, perfect for outdoor enthusiasts.
Alicia Richards