As the population ages, understanding where retirement-aged residents reside becomes increasingly important.
With a growing number of people reaching retirement age, certain states are emerging as preferred destinations for older adults.
These states not only offer favorable climates but also various amenities that cater to the needs of retirees.
In this article, we’ll explore the 21 states with the highest populations of residents aged 65 and older.
From vibrant communities to healthcare access, these states provide insights into the lifestyle and challenges faced by older adults.
As the trends in retirement living evolve, it’s crucial to recognize the regions that attract the most senior residents and what makes them appealing.
1: Maine
Maine ranks as one of the top states for retirement-aged residents, with nearly 20% of its population aged 65 and older.
Maine’s appeal stems from its picturesque coastline, vibrant communities, and access to outdoor activities. Retirees often enjoy the state’s renowned seafood, abundant nature trails, and a slower pace of life.
Key cities like Portland and Bangor offer healthcare facilities and social resources tailored to seniors, enhancing their quality of life.
2: Florida
Florida ranks as a premier destination for retirees, attracting a sizable population aged 65 and older. It benefits from no income, estate, or inheritance taxes, making it financially appealing.
The state excels in senior services, receiving substantial funding under the Older Americans Act, enhancing transportation and nutrition programs.
With the second-longest coastline, retirees enjoy beach activities, along with a vibrant culture featuring numerous volunteer opportunities and leisure activities.
Florida’s healthcare system effectively serves its seniors, boasting the third-lowest death rate for residents aged 65 and older nationwide.
3: West Virginia
West Virginia ranks third for retirement-aged residents, with a population of 1,792,147, where 17.2% are aged 65 and older.
It’s known for its stunning landscapes and outdoor recreation. However, challenges arise, as 65% of older residents report disabilities.
With only 78 primary care physicians per 100,000 residents, accessing healthcare can be difficult. Despite these challenges, West Virginia’s rich culture and tight-knit communities provide meaningful connections for retirees.
4: Vermont
Vermont ranks fourth in the nation with a significant 21% of its population aged 65 and older. Retirees appreciate the state’s stunning landscapes and outdoor activities, making it ideal for an active lifestyle.
Notably, just 25.5% of this age group is considered obese, and only 28.3% reported no leisure time physical activity, reflecting a health-conscious community.
The state’s robust healthcare system and social resources further contribute to a favorable retirement environment.
5: Delaware
Delaware ranks fifth for retirement-aged residents, with 18% of its population aged 65 and older. It offers a low tax burden, lacking estate or inheritance taxes.
Residents enjoy a variety of activities, from the beaches in Rehoboth to the historic sites in Wilmington. With the lowest poverty rate among seniors, Delaware provides an appealing environment for retirees to thrive.
6: Montana
Montana ranks sixth for retirement-aged residents, with approximately 19% of its population aged 65 and older.
Retirees are drawn to Montana’s breathtaking natural scenery, which includes stunning mountains and vast open spaces, ideal for those who love outdoor activities like hiking and fishing.
Also, the state’s low population density fosters a peaceful lifestyle, while cities like Missoula and Billings offer essential healthcare services and community engagement opportunities for seniors.
7: Hawaii
Hawaii ranks seventh for retirement-aged residents, with 17% of its population aged 65 and older. Residents enjoy a tropical climate and stunning landscapes.
Retirees are attracted to outdoor activities like surfing and hiking, complemented by a vibrant cultural scene.
The state also boasts excellent healthcare facilities, ensuring seniors receive the medical attention they need.
With a strong sense of community, Hawaii offers social connections that enhance the retirement experience.
8: New Hampshire
New Hampshire ranks eighth, with only 12% of its residents aged 65 and older. It doesn’t charge a sales tax or levy taxes on Social Security benefits, making it financially attractive for retirees.
However, the state has one of the highest average property tax rates in the nation at 4.63%, presenting a challenge for senior homeowners.
9: Pennsylvania
Pennsylvania ranks ninth, with approximately 18% of its population aged 65 and older. Residents enjoy a diverse range of cultural attractions, from historic sites in Philadelphia to serene landscapes in the Pocono mountains.
The state offers access to quality healthcare facilities, providing essential services for retirees. Also, affordable living costs and a variety of recreational activities make Pennsylvania an appealing choice for senior living.
10: South Carolina
South Carolina ranks tenth, with nearly 16% of its population aged 65 and older. Residents appreciate the state’s mild climate and beautiful coastlines, particularly in cities like Myrtle Beach and Charleston.
South Carolina boasts numerous retirement communities, catering to various lifestyles. Seniors benefit from access to quality healthcare and vibrant social activities, ensuring an engaging retirement experience.
11: Oregon
Oregon ranks eleventh for retirement-aged residents, with around 17% of its population aged 65 and older. Residents cherish the state’s breathtaking landscapes, from the Pacific coastline to the lush forests of the Cascade Range.
Oregon offers a blend of urban amenities in cities like Portland and tranquil rural settings, enhancing the retirement lifestyle.
Oregon features no sales tax, appealing to seniors on fixed incomes. Its diverse range of recreational activities, including hiking, fishing, and cultural festivals, fosters an active community.
With a robust healthcare system, seniors can access quality medical services. Also, the state’s focus on environmental sustainability attracts retirees interested in a healthier lifestyle.
12: Arizona
Arizona ranks twelfth for retirement-aged residents, with approximately 17% of its population aged 65 and older.
Residents love the warm climate, providing ample sunshine year-round. Cities like Phoenix and Tucson offer robust healthcare options, including well-rated hospitals and senior-oriented services.
Arizona’s recreational opportunities, including numerous golf courses and natural parks, attract retirees seeking an active lifestyle.
13: New Mexico
New Mexico ranks thirteenth for retirement-aged residents, with about 19% of its population aged 65 and older.
Residents appreciate the state’s rich cultural heritage and stunning landscapes, including the Sandia Mountains and diverse desert scenery.
New Mexico offers an affordable cost of living, and towns like Santa Fe provide access to quality healthcare and vibrant art scenes, enhancing retirees’ lifestyles.
14: Rhode Island
Rhode Island ranks as a healthy retirement destination, with a notable 14.2% of its population aged 65 and older.
Residents benefit from high levels of preventive health screenings, such as cholesterol checks, with 98.4% of older adults receiving screening in the past five years.
The state also excels in colorectal cancer testing, with 79.2% having undergone a stool test, sigmoidoscopy, or colonoscopy.
Also, Rhode Island ranks 10th in mammography screening, where 76.8% of women aged 65 and older have been tested in the last two years.
15: Michigan
Michigan ranks fifteenth, with approximately 17.6% of its population aged 65 and older. Residents enjoy diverse attractions, from the Great Lakes to vibrant cities like Detroit and Ann Arbor. Michigan’s affordable cost of living makes it an appealing choice for retirees.
The state also offers ample healthcare access, with numerous well-rated hospitals and clinics catering to seniors.
Outdoor enthusiasts appreciate the abundance of parks and recreational opportunities throughout the state.
16: Connecticut
Connecticut ranks sixteenth for retirement-aged residents, with approximately 17% of its population aged 65 and older. Residents appreciate the state’s charming small towns and vibrant cultural scene.
Connecticut offers excellent healthcare facilities, ensuring seniors receive high-quality medical care. Also, its rich history, picturesque landscapes, and access to the coastline provide retirees a fulfilling lifestyle.
Key cities like Hartford and New Haven enhance social opportunities for older adults, further enriching their retirement experience.
17: Wisconsin
Wisconsin ranks as a favorable state for retirees, with around 17% of its population aged 65 and older. Residents enjoy a moderate cost of living, good healthcare, and numerous year-round festivities.
Wisconsin’s low property taxes and lack of estate or inheritance taxes make it financially appealing.
Also, the state’s beautiful parks and lakes provide ample opportunities for outdoor activities, contributing to a fulfilling retirement lifestyle.
18: Iowa
Iowa ranks as the eighteenth state for retirement-aged residents, with a growing population of seniors seeking a welcoming environment.
Residents appreciate the beautiful landscapes and vibrant communities, contributing to a relaxed lifestyle.
The state’s low cost of living is enticing, as Iowans enjoy no taxes on retirement income and a 38% flat income tax rate starting next year.
19: Ohio
Ohio ranks nineteenth for retirement-aged residents, with approximately 16.4% of its population aged 65 and older.
Residents appreciate the state’s diverse urban areas and quaint small towns. Ohio offers a low cost of living, making it financially attractive for retirees.
Cities like Columbus and Cincinnati provide access to quality healthcare facilities and various recreational opportunities, ensuring senior residents can enjoy an active lifestyle.
20: Alabama
Alabama ranks twentieth with approximately 16.6% of its population aged 65 and older. Residents appreciate the state’s warm climate, enhancing outdoor living opportunities year-round.
Alabama’s low cost of living attracts retirees, with cities like Birmingham and Huntsville offering access to quality healthcare.
The state features numerous parks and recreational activities, ensuring seniors can engage in a vibrant lifestyle.
21: Wyoming
Wyoming ranks as an attractive option for retirees, with approximately 17% of its population aged 65 and older.
Residents enjoy a low crime rate and some of the cleanest air in the nation. The state boasts beautiful parks, including Yellowstone National Park, which provide ample outdoor activities and sunlight.
Wyoming’s affordable housing, lack of estate taxes, and plentiful sunshine contribute to an appealing retirement lifestyle.
Alicia Richards