State Trivia & Facts

The Best and Worst States for Military Retirees in the USA: A Comprehensive Guide

Transitioning from military to civilian life can be a daunting journey, and the right environment can make all the difference.

A recent study by WalletHub identified the best and worst states in the U.S. for military retirees, focusing on factors that support their financial, physical, and mental well-being.

With varying needs, from understanding healthcare options like Medicare to finding suitable job opportunities, veterans must carefully consider where to settle down.

The analysis compared 50 states across 13 different metrics, including state taxation on military retirement pay, available VA facilities, and veteran suicide rates.

While Florida shines as a top choice for its favorable climate and tax benefits, states like New Jersey and Illinois fall short, lacking in lifestyle opportunities and support systems.

This guide will help veterans and their families navigate the best options for a fulfilling retirement.

1: South Carolina

South Carolina offers numerous benefits for military retirees. Tax exemptions on retirement pay, a low cost of living, and a robust veteran support system make it an attractive option.

Also, access to quality healthcare and a variety of recreational activities enriches retirees’ lives.

2: Florida

Florida stands out as an ideal state for military retirees. It offers no state income tax, ensuring retirees keep more of their income.

Florida’s warm climate allows year-round outdoor activities, enhancing quality of life. Plus, the state boasts a strong network of veteran services and healthcare facilities.

Access to various recreational options, like beaches and parks, promotes an active lifestyle. Overall, Florida combines economic advantages and supportive communities, making it a favorable choice for military retirees.

3: Virginia

Virginia ranks as a top choice for military retirees thanks to its extensive resources and facilities. More than 725,000 veterans reside in the state, making up about 11% of the adult population.

Virginia is home to 27 military installations, encompassing every branch of the armed forces. Notable bases include Fort Belvoir, Joint Base Langley-Eustis, Marine Corps Base Quantico, Naval Air Station Oceana, and Naval Station Norfolk.

Healthcare access is robust, provided by major VA medical centers in Hampton, Richmond, and Salem. Additional clinics serve various regions, including Charlottesville, Chesapeake, and Lynchburg, ensuring comprehensive support for veterans.

Virginia’s blend of mountains, beaches, and rich history creates an attractive environment, catering to outdoor enthusiasts and culture lovers alike.

The state offers numerous recreational activities, enhancing the quality of life for military retirees and their families.

4: Maryland

Maryland offers a rich historical backdrop for military retirees. With about 9% of its adult population being veterans, it provides a strong community.

Major installations like Joint Base Andrews and the U.S. Naval Academy further enhance veteran life.

Maryland’s VA Maryland Health Care System includes two medical centers and multiple outpatient clinics, delivering accessible healthcare.

The state’s diverse recreational options, such as the Chesapeake Bay and cultural events, support an active lifestyle for retirees.

5: North Dakota

North Dakota offers several benefits for military retirees, including employment preferences and education support.

Veterans gain a 5-point preference in state jobs, while disabled veterans enjoy a 10-point preference.

Educational programs like VET help veterans pursue certifications or degrees at no cost. Dependents of veterans can attend state schools without tuition fees if a veteran was killed in action or became totally disabled.

Recreational perks include free state park access for veterans with a 50% disability and reduced fishing and hunting licenses for disabled veterans, enhancing their quality of life.

6: Minnesota

Minnesota supports military retirees through various initiatives.

  1. Veterans Preference Act: It gives veterans a hiring and promotion advantage in public employment, protecting against unfair dismissals.
  2. WorkForce Centers Priority Services: Veterans receive prioritized assistance with resumes, job searches, and referrals to specific services.
  3. Veterans Homes: Minnesota operates veterans homes in cities like Fergus Falls and Minneapolis, offering skilled nursing and rehabilitation services.
  4. Dental and Vision Benefits: Eligible veterans can access up to $1,000 in free dental care and up to $400 for vision care annually, based on income.

7: Alaska

Alaska ranks as the top state for military retirees, thanks to its high concentration of veterans and generous benefits.

It features nine military installations, including Joint Base Elmendorf-Richardson. Alaska offers comprehensive healthcare options at facilities like the Anchorage VA Medical Center.

8: Connecticut

Connecticut presents some challenges for military retirees. Taxes can be high, with a state income tax that affects retirement income.

Healthcare access is generally good, but wait times may vary. Job opportunities are limited, impacting financial stability.

However, the state offers various veteran support programs. Scenic landscapes and cultural activities provide a pleasant backdrop for retirees seeking an active lifestyle.

9: New Hampshire

New Hampshire presents a unique environment for military retirees. It boasts no state income tax and offers a high quality of life, but challenges remain.

It ranks lower in job opportunities and member support programs compared to other states. Access to healthcare is decent, yet retirees may need to travel for specialized services.

The state’s scenic beauty and outdoor activities, like hiking and skiing, enhance the lifestyle for retirees, making it an appealing choice despite potential limitations.

10: South Dakota

South Dakota offers several appealing benefits for military retirees.

  1. Veteran Population: About 10% of the adult population are veterans, creating a strong community presence.
  2. State Bonus Programs: South Dakota has a state bonus program based on service qualifications, enhancing financial support.
  3. Healthcare Access: Veterans benefit from the Royal C Johnson Veterans Memorial Hospital and the VA Black Hills Health Care System, ensuring quality medical care.
  4. State Employment Preference: Veterans receive preference for state jobs, improving their chances of securing employment.
  5. Free Education: Military retirees can access free education at state colleges, easing the financial burden of further studies.
  6. Recreational Opportunities: The state’s striking landscapes, including the Badlands and Black Hills, present numerous outdoor recreational activities.
  7. Commissary Access: Though the state has one military installation, Ellsworth Air Force Base provides access to essential services like a commissary and exchange.
  8. Clinics Availability: Veterans can find healthcare facilities in cities like Sioux Falls, Pierre, and Rapid City.
  9. Support Organizations: Various veteran service organizations offer additional support and resources for retirees.
  10. Community Engagement: The state encourages community involvement through events and programs, fostering connection and support among veterans.

11: North Carolina

North Carolina ranks as an attractive state for military retirees due to its strong veteran support systems and quality healthcare.

It offers a low cost of living and extensive recreational opportunities, including beautiful coastlines and mountains.

12: Pennsylvania

Pennsylvania offers a mix of pros and cons for military retirees.

  1. Tax Benefits: Pennsylvania does not impose state tax on military pensions, helping retirees keep more of their income.
  2. Veteran Services: The state has numerous veteran service organizations that provide job assistance and healthcare resources.
  3. Healthcare Access: Facilities like the Philadelphia VA Medical Center offer comprehensive care, but some rural areas may have limited options.
  4. Cost of Living: While urban areas, such as Philadelphia, can be expensive, many small towns feature affordable housing and living costs.
  5. Recreation: Pennsylvania boasts various outdoor activities, from hiking in the Appalachian Mountains to enjoying local historical sites.
  6. Community: The veteran population is significant, fostering a strong sense of camaraderie among retirees.
  7. Job Market: While opportunities exist, especially in healthcare and education, competition can be tough in urban settings.
  8. Education: Veterans can access benefits for education and training, but navigating the system can be complex.
  9. Weather: Winters can be harsh, affecting outdoor activities and lifestyle choices for some retirees.
  10. Culture: Rich history and vibrant arts scenes provide retirees with numerous cultural experiences.
  11. Family-Friendly: The state’s family-oriented atmosphere and educational institutions enhance the experience for retirees with children or grandchildren nearby.
  12. Transportation: Public transportation options exist in cities, but rural areas may lack accessibility, impacting mobility for some retirees.

13: Wyoming

Wyoming offers several benefits for military retirees.

  1. Employment Support: The Wyoming Veterans Commission provides job training, resume building, and job placement services for veterans. Eligibility generally requires veteran status.
  2. Veterans Preference in State Employment: Eligible veterans receive preference points in state job opportunities. Points are awarded based on military service, disability, and wartime service.
  3. Recreational Benefits: Certain disabled veterans can access free hunting and fishing licenses if they have a service-connected disability rated at 50 or higher.
  4. Reduced Fee State Park Pass: Disabled veterans and former POWs qualify for reduced fee or free state park passes. Eligibility criteria include disability ratings and POW status.
  5. Cost of Living: The state traditionally has a low cost of living, making it appealing for retirees looking to stretch their finances.
  6. Outdoor Activities: Wyoming’s stunning landscapes provide ample outdoor recreational opportunities, enhancing the retirement experience for nature lovers.

14: Alabama

Alabama offers a blend of benefits and drawbacks for military retirees. It has a veteran population of about 9%, providing a robust community for support. Alabama’s tax policies, which exclude military pensions from state income tax, make it financially appealing.

Alabama provides access to quality healthcare through facilities like the Birmingham VA Medical Center, ensuring retirees receive essential services.

The state also features numerous veteran service organizations that assist with job placement and transition programs.

Alabama’s cost of living is relatively low compared to national averages, allowing retirees to stretch their retirement savings further.

Outdoor recreational options abound, with attractions like the Gulf Coast beaches and various state parks, promoting an active lifestyle.

In contrast, some areas may struggle with job availability, particularly in rural regions. Also, healthcare access can vary by location, and retirees might need to travel for specialized care.

Despite these challenges, Alabama remains a viable option for military retirees seeking community and affordability.

15: Michigan

Michigan presents mixed opportunities for military retirees. It’s known for its natural beauty, with access to the Great Lakes and numerous parks.

  1. Healthcare Access: Michigan offers quality healthcare options, with several VA medical centers available, including the Detroit VA Medical Center.
  2. Tax Benefits: Retirees benefit from exemptions on military pensions, boosting their financial stability.
  3. Job Opportunities: Job prospects vary, with urban areas like Detroit providing more employment options than rural regions.
  4. Veteran Support: Numerous organizations support veterans, ensuring they receive necessary resources and assistance.
  5. Recreational Activities: Michigan’s diverse landscape promotes outdoor activities, including hiking, fishing, and winter sports.

16: Massachusetts

Massachusetts provides military retirees with a mix of benefits and challenges. It has a substantial veteran population, and organizations like the Massachusetts Department of Veterans’ Services offer various support programs.

Healthcare options are robust, featuring facilities such as the VA Boston Healthcare System. However, high living costs and income taxes can impact retirees’ financial stability.

Recreational opportunities abound, with beautiful parks and historic sites enhancing the retirement lifestyle.

17: Ohio

Ohio offers military retirees a solid mix of benefits and drawbacks. It features a relatively low cost of living, contributing positively to retirement finances. Healthcare access is generally good, with several VA facilities providing care to veterans.

Ohio boasts a significant veteran population, resulting in strong community support. Tax exemptions for military pensions enhance financial appeal, making it easier for retirees to manage their incomes.

The state also provides various employment programs aimed at helping veterans transition into civilian jobs, improving their job prospects.

Recreational activities abound in Ohio, with numerous parks, historical sites, and community events encouraging an active retirement lifestyle.

However, urban areas may present higher living costs, while rural regions could have fewer healthcare resources.

18: Arizona

Arizona offers several appealing benefits for military retirees. It boasts a warm climate that’s perfect for outdoor activities year-round.

The state has a significant veteran population and numerous veteran service organizations, ensuring ample support.

Arizona’s tax structure is favorable, as it doesn’t tax military pensions, allowing retirees to retain more of their income. Healthcare options are available, with facilities like the Phoenix VA Health Care System providing comprehensive services.

Recreational activities abound, including national parks, hiking trails, and golf courses that cater to various interests.

Cities like Tucson and Phoenix offer vibrant communities with cultural events, enhancing the overall lifestyle for retirees.

19: Oklahoma

Oklahoma provides a mixed environment for military retirees. It has a veteran population of about 7%, giving them a supportive community. The state offers low cost of living, enhancing financial stability.

Oklahoma’s tax policies are favorable as they exclude military pensions from state income tax, allowing retirees to keep more of their income.

Healthcare access varies, with facilities like the Oklahoma City VA Medical Center providing crucial services.

Recreational opportunities are abundant, including outdoor activities like fishing and hiking in state parks. The warm climate supports year-round enjoyment of these activities, promoting an active lifestyle for retirees.

Various veteran organizations also ensure retirees receive helpful resources and support in their transition to civilian life.

20: Wisconsin

Wisconsin offers a balanced environment for military retirees, providing both benefits and challenges. The state’s tax structure is favorable, as it doesn’t tax military pensions.

Veterans have access to quality healthcare through Wisconsin’s VA facilities, ensuring essential services are readily available.

Recreational opportunities abound with beautiful parks and lakes, promoting an active lifestyle. However, job availability can be limited in certain regions, which may impact financial stability for some retirees.

The strong veteran community in Wisconsin provides essential support networks, fostering camaraderie among retirees.

21: West Virginia

West Virginia provides several benefits for military retirees, including a property tax exemption for disabled veterans with a 100% service-connected disability rating.

It offers low-interest home loans for veterans, ensuring accessible housing options. Veterans receive employment support through dedicated services, with a preference in state job opportunities based on military service and disabilities.

The state boasts the highest funding for veterans services at $1,915 per veteran, contributing to quality support.

West Virginia’s low cost of living, particularly regarding housing, enhances financial stability for retirees.

Also, no state taxes on military retirement pay further improve their income situation, making it a viable option for military retirees.

22: Maine

Maine presents challenges for military retirees due to its higher cost of living and limited job market.

The state does, however, offer no state tax on military pensions, enhancing financial appeal. Healthcare access is available, with several VA facilities providing essential services.

Recreational activities like hiking in Acadia National Park promote an active lifestyle, but harsh winters can limit outdoor options.

The state’s scenic beauty and tight-knit communities support veteran camaraderie, making it a unique choice despite its limitations.

23: Montana

Montana offers several benefits for military retirees.

Housing Benefits

Housing assistance is available, accommodating veterans’ needs.

Financial Benefits

Income tax exemptions apply to active duty, reservists, and a portion of military retirement pay, depending on income.

Disabled Veterans Property Tax Exemption

Disabled veterans with a 100% disability rating can receive property tax exemptions under specific income limits.

Montana Military Family Relief Fund

Grants up to $2,000 support family members of National Guard members or reservists under defined service conditions.

Education Benefits

Veterans have access to educational programs tailored for their needs, enhancing opportunities for career growth.

24: Arkansas

Arkansas offers a mixed environment for military retirees. It features no state tax on military pensions, boosting financial stability.

Healthcare access is decent, with several VA facilities providing services, although rural areas may face challenges.

Recreational activities, including hiking in the Ozarks, promote an active lifestyle, while a low cost of living enhances affordability.

25: Kansas

Kansas provides a mix of benefits and drawbacks for military retirees. It offers no state tax on military pensions, enhancing financial stability.

Healthcare access is available through VA facilities, but options may be limited in rural areas. The cost of living remains low, making it financially appealing.

Recreational activities like hiking and fishing in state parks add to the quality of life. However, job opportunities can be scarce, affecting some retirees’ transitional experiences.

26: Utah

Utah offers military retirees several benefits, including no state tax on military pensions, enhancing financial stability.

Healthcare access is solid, with facilities like the George E. Wahlen VA Medical Center providing essential services.

Outdoor activities abound, with stunning landscapes and national parks promoting an active lifestyle. Community support is strong, with various veteran organizations offering resources and assistance.

However, retirees may face a higher cost of living in urban areas, which could impact their financial planning.

27: Louisiana

Louisiana presents a challenging environment for military retirees. It has a high cost of living, ranked 9th among states, which can strain finances.

Healthcare access is a concern, with fewer VA facilities compared to other states. Job opportunities are limited, particularly for retirees seeking civilian employment.

However, retirees can benefit from the state’s vibrant culture and recreational activities, such as fishing and festivals.

Louisiana’s tax policies give some exemptions on military retirement pay, slightly improving financial appeal. Community support for veterans exists but varies by location.

28: Texas

Texas offers a favorable environment for military retirees due to its lack of state income tax, which allows them to retain more of their retirement income.

Healthcare options are extensive, with several VA facilities across the state ensuring accessible care. Job opportunities abound in various sectors, strengthening the state’s appeal for those looking to transition into civilian employment.

The vibrant veteran community in Texas fosters camaraderie and support. Recreational activities are abundant, from cultural events in cities like Austin to outdoor adventures in national parks, enhancing the quality of life for retirees.

29: Hawaii

Hawaii ranks 29th for military retirees, offering both advantages and challenges. Veterans enjoy tax-free military retirement income, with 78% of its population comprising veterans.

The state’s overall community well-being is high, ranking second nationally, with top-tier healthcare options. However, Hawaii has the highest cost of living in the U.S., impacting financial stability.

Housing costs pose significant concerns, as they are among the highest nationwide. Furthermore, state expenditures per veteran are at a low of $1,059, despite having the second-lowest veteran suicide rate.

30: Missouri

Missouri presents a mixed environment for military retirees. The state offers no state tax on military retirement pay, enhancing financial stability.

Healthcare access is decent, supported by several VA facilities across the state. The cost of living is generally low, providing an affordable option for retirees.

However, job opportunities may be limited, particularly in rural areas. An active veteran community exists, yet resources and support can vary.

Opportunities for outdoor recreation, like hiking and fishing, abound in Missouri’s scenic landscapes, promoting a healthy retirement lifestyle.

31: Kentucky

Kentucky offers a mixed environment for military retirees. It has a low cost of living, which can stretch retirement budgets.

Healthcare access varies, with some VA facilities providing essential services, though rural areas may face more significant challenges.

Kentucky doesn’t tax military pensions, enhancing financial appeal. The state boasts a veteran population of approximately 8% of its adult residents, facilitating a supportive community.

Many recreational activities, such as exploring the Daniel Boone National Forest or enjoying horse racing at the Kentucky Derby, encourage an active lifestyle.

However, employment opportunities can be limited, particularly in rural regions. While urban areas like Louisville may provide more options, overall job competition remains tough.

Various veteran organizations offer assistance; it’s essential for retirees to connect with local resources for a smoother transition into civilian life.

32: Idaho

Idaho presents a mixed landscape for military retirees. The state imposes no tax on military pensions, which enhances financial stability.

Healthcare access varies, with several facilities like the Boise VA Medical Center serving veterans.

Outdoor activities abound, offering opportunities for fishing, hiking, and camping in beautiful surroundings.

However, job opportunities can be limited, particularly in rural areas, affecting transitions to civilian life. Various veteran organizations provide support, yet retirees are encouraged to seek local resources for a smoother adjustment.

33: Illinois

Illinois presents several challenges for military retirees. It has a relatively high cost of living, particularly in urban areas like Chicago, which can strain budgets.

Healthcare access can be limited, with wait times often longer than desired. Tax policies do not exempt military pensions, which impacts financial stability.

Veterans may encounter difficulties in finding substantial job opportunities, especially in rural regions.

However, organizations like the Illinois Department of Veterans’ Affairs provide some support and resources.

Outdoor activities are available, including parks and recreational facilities, which can enhance lifestyles despite the drawbacks.

34: Georgia

Georgia offers a promising environment for military retirees. It features no state income tax on military pensions, enhancing financial appeal. The state provides access to several VA facilities, ensuring adequate healthcare services.

Georgia’s diverse recreational opportunities, including state parks and historic sites like Savannah, encourage an active lifestyle.

Also, the veteran community here is robust, offering various support organizations. Nevertheless, retirees may face challenges in job availability, particularly in more rural areas.

35: Delaware

Delaware presents mixed results for military retirees. It offers benefits like the Delaware Veterans Home, educational support, and financial assistance.

However, high taxes and limited job opportunities can pose challenges. Access to quality healthcare is generally good, with several VA facilities available. Recreational discounts enhance an active lifestyle, but overall support systems vary.

36: Indiana

Indiana presents a mixed environment for military retirees. It has no state tax on military pensions, boosting financial stability. Healthcare access is decent, with several VA facilities offering essential services.

Recreational opportunities, including parks and waterways, promote an active lifestyle. However, job opportunities can be limited, particularly in rural areas, affecting some retirees’ transitions to civilian life.

Local veteran organizations provide support, helping retirees connect with resources.

37: New York

New York offers a mix of benefits and challenges for military retirees.

  1. Tax Considerations: New York taxes military pensions, impacting financial stability for retirees.
  2. Healthcare Access: It provides extensive healthcare options but can have longer wait times at facilities.
  3. Job Opportunities: Job competition is fierce, particularly in urban areas, making transitions difficult.
  4. Veteran Support: Organizations exist to assist veterans but may vary in effectiveness across regions.
  5. Recreational Activities: Outdoor opportunities abound, from hiking in the Adirondacks to cultural events in cities.
  6. Cost of Living: The state has a high cost of living, especially in cities like Manhattan, which can strain retirement budgets.
  7. Community Engagement: Strong veteran organizations promote camaraderie, essential for a quality retirement experience.

38: New Jersey

New Jersey ranks low for military retirees due to its high cost of living and limited job opportunities.

The state imposes income tax on military pensions, impacting financial stability. Healthcare access is generally good, yet some rural areas face challenges.

Various veteran service organizations exist but may not meet all needs. Recreational options, including parks and historical sites, promote an active lifestyle, but overall support systems lack cohesion.

39: Nebraska

Nebraska offers a mixed environment for military retirees. It has no state tax on military pensions, which enhances financial stability.

Healthcare access is decent, with several VA facilities providing essential services. Job opportunities can be limited, especially in rural areas, impacting transitions to civilian life.

The state’s low cost of living creates a financially appealing situation. Nebraska’s strong sense of community and veteran organizations provide support, ensuring retirees have access to resources and assistance during their adjustment.

Outdoor activities, like hiking and fishing in state parks, encourage an active lifestyle.

40: Rhode Island

Rhode Island offers mixed benefits for military retirees. It’s known for its in-state tuition for veterans at public colleges, alongside tuition waivers for disabled veterans.

It also provides property tax exemptions for qualified individuals, making financial planning easier. However, the overall high cost of living can be a drawback.

41: California

California presents mixed options for military retirees. It boasts a large veteran population, fostering community and support. However, high living costs can strain finances, particularly in urban areas.

California provides numerous VA facilities, ensuring access to quality healthcare services. Outdoor activities are abundant, from beaches to national parks, promoting an active lifestyle. Yet, job opportunities may be limited, affecting transitions to civilian life.

Also, the state’s tax policies impose taxes on military retirement pay, impacting financial stability. While California offers vibrant culture and recreation, potential retirees should consider their budget carefully.

42: Colorado

Colorado offers military retirees a balanced environment with several benefits. It features no state tax on military pensions, enhancing financial security.

Healthcare access is robust, with multiple VA facilities providing comprehensive services. Recreational activities abound, as retirees enjoy stunning mountain landscapes and outdoor adventures.

However, the cost of living can be relatively high, especially in urban areas like Denver, which may challenge some retirees’ budgets.

The strong veteran community aids in creating social networks and support for a fulfilling retirement experience.

43: Iowa

Iowa provides military retirees with a relatively low cost of living, enhancing financial security. It offers no state tax on military pensions, which improves overall income retention.

However, healthcare access can be limited, especially in rural areas, impacting retirees’ well-being.

The state’s strong sense of community fosters social connections among veterans, while recreational activities like fishing and hiking in scenic parks promote an active lifestyle.

44: Tennessee

Tennessee presents a mix of advantages and challenges for military retirees. It offers no state tax on military pensions, enhancing financial security.

Healthcare access is decent, featuring a few VA facilities and hospitals. However, job opportunities can be limited, particularly in rural areas.

The state showcases vibrant culture and outdoor activities, promoting an engaging lifestyle. Organizations like the Tennessee Department of Veterans Services provide support, ensuring retirees connect with essential resources during their transition to civilian life.

45: Mississippi

Mississippi ranks low for military retirees, presenting several challenges. It has a high cost of living and limited job opportunities, especially in rural areas. Healthcare access can be inadequate, with fewer VA facilities available.

However, the state offers a strong sense of community, with veteran organizations providing support and camaraderie.

46: Washington

Washington presents a mixed bag for military retirees. It offers a relatively high cost of living, especially in urban areas like Seattle. While the state provides various veteran services, job opportunities can be limited, impacting financial stability.

Healthcare access is decent, but wait times may be longer compared to other states. Recreational options include stunning landscapes and outdoor activities, promoting an active lifestyle.

Despite these benefits, the overall environment may not be the most favorable for retirees in transition.

47: Nevada

Nevada presents a challenging environment for military retirees. It has a high cost of living, particularly in cities like Las Vegas and Reno, which can strain budgets.

While the state offers no tax on military pensions, healthcare access may be limited outside urban areas.

Job opportunities are scarce, particularly for retirees seeking civilian positions. However, the local veteran community remains active, with various organizations providing support and social connections.

Recreational options, including vibrant entertainment and outdoor activities, can enhance retirees’ lifestyles.

48: Vermont

Vermont offers limited options for military retirees. Veterans face a high cost of living, especially in housing.

Financial support includes a one-time payment of up to $500 for emergencies, and veterans may receive tax exemptions for disability pay.

However, employment opportunities are scarce, affecting many retirees’ financial stability.

49: New Mexico

New Mexico ranks low for military retirees due to its high cost of living, limited job opportunities, and varying healthcare access. The state does offer no income tax on military pensions, enhancing financial appeal.

However, challenges in the job market and healthcare options can hinder retirees’ transitions to civilian life.

50: Oregon

Oregon presents several challenges for military retirees. It ranks low due to its high cost of living, which strains financial resources.

Healthcare access can be inconsistent, especially in rural areas. Job opportunities remain limited, hindering smooth transitions.

While the state’s natural beauty attracts many, these drawbacks affect retirees’ overall satisfaction.

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Alicia Richards

Nationally syndicated travel writer and direct publisher for MSN.com with bylines on AP Wire. Based in Hamden, Connecticut, delivering captivating travel insights and stories that engage a wide audience. A self-employed professional dedicated to exploring destinations and sharing experiences that inspire wanderlust and discovery. LinkedIn

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